a more personal path to financial freedom
We're not your typical financial advisors—and we're proud of that.
At Caplo Advisory, we believe real financial planning starts with trust. We take the time to get to know you—your goals, your values, your lifestyle—so we can build a plan that works with you, not just for you. Whether you're a first-generation wealth builder or a high-income professional seeking clarity, we simplify the process and guide you every step of the way.
The Caplo Advisory Method:
We’re committed to a planning process that works for real life.
PLAN
Work with a certified financial planner in Houston to build a plan tailored to your income, goals, and lifestyle.
GROW
Implement strategic tax and investment solutions that grow your wealth and support your future.
LIVE
Feel confident knowing your financial life is working in the background—so you can focus on your career, your family, and your passions.
The caplo method
At Caplo Advisory, we believe that financial planning should be a collaborative experience. We know that planning your financial future can be intimidating, but we're here to make it easier. We'll take the time to get to know you, understand your goals, and address any concerns you might have.
We'll work together to create a plan that’s easy for you to implement, gives you confidence that your wealth is being managed, and achieves your goals while you focus on your profession, your family, and your life.
the caplo story
Why Caplo?
JP Capistran founded Caplo Advisory after seeing how traditional financial planning left people feeling confused, underserved, and behind.
That’s why Caplo Advisory is different:
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Fiduciary advisors who put your interests first
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Clear, personalized financial strategies
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No jargon, no fluff—just results
We're here to help you build a life aligned with your goals, not someone else’s formula.
Who we help
Whether you're a rising professional, new parent, or entrepreneur ready to scale, we’re your partner in financial clarity.
We work with:
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High-income W-2 earners
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First-generation wealth builders
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Business owners and creatives
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Millennials seeking long-term financial planning
How we do it
You’re busy—we get it. That’s why we’ve streamlined our approach:
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We listen. Every plan starts with a conversation.
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We collaborate. Your plan reflects your life—not a template.
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We guide. From investment help to tax-efficient growth, we stay with you at every turn.
We use the latest tools, backed by over 25 years of combined experience, to deliver a plan that works today and adapts to your future.
CAPLO BY THE NUMBERS
$250m+
Assets managed
1000+
Clients advised
25+
Years of experience
100+
Business partnerships
MEET OUR FOUNDER,
JOHN PAUL CAPISTRAN
Born and raised in Houston, JP saw early on how hard it is to make smart financial decisions without the right guidance. That’s why he built Caplo Advisory—to make first-generation wealth planning more approachable and empowering.
JP isn’t your average financial advisor. He’s a fiduciary, a community leader, and a passionate advocate for helping people grow their income into long-term wealth.
JP founded Caplo Advisory to challenge the traditional "one-size-fits-all" approach to financial planning. He believes in creating tailored strategies that suit the uniqueness of each client. This requires going the extra mile to better understand each one of them. At Caplo Advisory, developing a financial plan is truly a collaborative process. It empowers each client to take control of their financial future, and provides the confidence of knowing they’re on their way to achieving their financial goals.
Growing Your Wealth
We've helped thousands of clients just like you achieve their financial goals. In managing hundreds of millions in assets, we have the experience and expertise to guide you on your journey to financial success.
WHY US?
The Caplo Difference
Simplified Financial Planning
We despise confusing financial jargon too. We'll work with you to create a personalized plan and explain everything so it is clear and understandable. We'll provide you with a financial plan that's easy for you to implement.
Transparent and Fair Practices
Your life is busy. We totally get that. With over 20 years of experience and the latest technology, we'll simplify your financial planning, reducing your stress, while saving you valuable time to enjoy what matters most.
We’re in It for the Long Haul
We believe in building lasting relationships with our clients. We'll be there for you every step of the way, answering your questions, addressing your concerns, and celebrating your successes. Consider us your trusted partner during your financial journey.
