What is Investing for High-Earners?
Caplo's Approach and Philosophy
Investing means putting your money into something with the expectation that it will grow, generate income, or both. At Caplo Advisory, we’re here to help make that process clear and manageable. We work closely with you to build an investment strategy that supports your goals, reflects your risk comfort, and adapts as your life changes. Through asset allocation, in-depth research, and personalized portfolio design, we help ensure your investments stay aligned with your bigger financial picture.
Investment Strategy:
Investment strategy tailored to your goals
Diversification & Risk Management:
Portfolios are aligned with your risk tolerance and timeline.
Asset Location:
Strategic placement of investments across accounts to maximize long-term, after-tax returns.
Tax Efficiency:
Consistent portfolio monitoring to capture tax-saving opportunities.
How Do We Invest with You?
Equities
From individual stocks and ETFs to separately managed accounts, equities offer growth potential across sectors and geographies—while maintaining liquidity and flexibility.
Fixed Income
Bonds and bond funds—including Treasurys, municipals, and corporates—provide stability and income potential. We tailor allocations to help manage risk and align with cash-flow needs.
Real Estate
Direct holdings, REITs, and specialized funds can add diversification and serve as a hedge against inflation while creating additional income opportunities.
Private Investments
Select private funds and alternative strategies open the door to opportunities beyond public markets. These vehicles can diversify traditional portfolios, though they may carry longer time horizons and reduced liquidity.
"As a fiduciary, we believe in transparency, consistency, and staying proactive. That means setting clear portfolio guidelines, monitoring performance, rebalancing when needed, and sticking to a disciplined approach—so you can stay focused on your career, your family, and your life, knowing your investments are in good hands."
- JP Capistran
Life-Stage Portfolios:
Most advisors fit you into a generic portfolio model. We design strategies around your life stages and goals, so every dollar has a clear purpose and behaves accordingly—short-term stability, mid-term flexibility, or long-term compounding.
Your Goals Align with How You Invest
The Caplo Difference
Beyond the Basics:
While many advisors stick to cookie-cutter mutual funds, we combine traditional markets with alternatives—private equity, real estate, and other opportunities typically out of reach for most investors.
Tax-Aware Growth:
Average advisors often treat taxes as an afterthought. We integrate tax strategy directly into your portfolio design, helping you capture returns more efficiently and keep more of what you earn.
Personalized Oversight:
Instead of a “set it and forget it” approach, we actively monitor and adapt your investments as markets shift, laws change, and your life evolves—always keeping you in the loop as a true partner in the process.
OUR SERVICES
Investment Strategy:
Investment strategy tailored to your goals
Diversification & Risk Management:
Portfolios are aligned with your risk tolerance and timeline.
Asset Location:
Strategic placement of investments across accounts to maximize long-term, after-tax returns.
Tax Efficiency:
Consistent portfolio monitoring to capture tax-saving opportunities. This is especially important for our clients with company stock.
